Superannuation

Your Superannuation will open your money to a world of investments and help you unlock your retirement dreams. We want to help you understand it, know it, grow it and manage it, so when it comes time to access it, your retirement will be as rich as you want it to be.

">What is super? Watch this video to learn more about superannuation.

Why do I need super?

• Our population is ageing rapidly and the aged pension will not be enough.
• Super is compulsory for employees. Superannuation Guarantee (SG) contributions** were introduced to help us take control of our retirement.
• The AMP Superannuation Adequacy Index (June 2009) found that more than 40% of workers - more than four million people - will not have enough money in retirement.
• SG contributions over 40 years will provide you with just over half of your pre-retirement income. Will this be enough?  We think you need 65% of your pre-retirement income to retire comfortably. The best place to start is to ask 'How much do I need?'
• The next step is to use the Superannuation simulator to see how you're tracking and determine what strategies you can use to reach your goals.

** Deposits into a super fund are called contributions.

So, let us help you with:

• Choosing a suitable Super fund
• Understanding fees, charges and tax
• Consolidating your Super into one account
• Finding lost Super
• Protecting yourself with cover
• Understanding salary sacrifice